The Bihar Student Credit Card Scheme is a financial assistance program launched by the Government of Bihar to provide educational loan opportunities to students pursuing higher education in the state. The scheme aims to assist students from economically weaker sections by providing them with financial support to pursue their studies and to overcome financial barriers that may prevent them from continuing their education.

Objective:

The main objective of the Bihar Student Credit Card Scheme is to provide financial assistance to students from economically weaker sections to pursue higher education in the state. The scheme aims to promote access to higher education for all students, regardless of their financial background.

Eligibility Criteria:

In order to be eligible for this scheme, students must meet the following criteria:

• The student must be a permanent resident of Bihar.
• The student must have passed the previous examination from a recognized Board/University with at least 50% marks in aggregate.
• The student must be pursuing full-time higher education in a recognized institution.
• The student's family income should be less than the specified limit.
• The student must not be availing any other scholarship or financial assistance from any other source.

Document Required:

The following documents are typically required to apply for this scheme:

1. Completed scholarship application form
2. Proof of permanent residence in Bihar
3. Income certificate of the family
4. Marksheet of the last qualifying examination
5. Admit card/ hall ticket of the current course
6. Enrollment/ Registration certificate of the current course
7. A certificate of conduct from the institution last attended
8. Bank account details (passbook or cancelled cheque)
9. Affidavit on non-judicial stamp paper (if required)

Registration Process:

The registration process for the Bihar Student Credit Card Scheme is as follows:

1. Visit the official website of the Bihar Scholarship at http://scholarships.gov.in/
2. Click on the "Student Login" button on the homepage.
3. If you are a new user, click on the "New Registration" button and create an account by entering your personal and academic information.
4. Once your account is created, log in with your registered email and password.
5. Fill in the application form with all the required information and upload all necessary documents such as your income certificate, caste certificate, and mark sheets.
6. Submit the application form and wait for the verification process to be completed.

Scholarship Reward:

It is important to note that the eligibility criteria for the Bihar Student Credit Card Scheme varies depending on the course of study and the institution. It is recommended that applicants check the eligibility criteria before applying for the scholarship.

In addition to the online registration process, students can also apply for the Bihar Scholarship through the Common Service Centers (CSCs) located in various parts of the state. The CSCs provide assistance with the registration process and submission of the application form.

It is important to note that the official website for the Bihar Student Credit Card Scheme is http://scholarships.gov.in/ .

To sum up, the Bihar Student Credit Card Scheme, or Bihar Scholarship, is a financial assistance program for students in the state of Bihar, India, who are pursuing higher education in recognized institutions, both within and outside of the state. The registration process for the scholarship can be completed online through the official website, http://scholarships.gov.in/ , and also through the Common Service Centers (CSCs) located in various parts of the state. Students are encouraged to check the eligibility criteria before applying for the scholarship.

FAQ :

Q : Who is eligible for student credit card Bihar?

=>To be eligible for a student credit card in Bihar, an individual typically must be a student enrolled in an accredited college or university and meet the minimum age requirements set by the credit card issuer. Proof of student status, such as a student ID or transcripts, may be required. Additionally, the individual should have a good credit score and income, as well as a permanent address and contact information.

Q : Can I buy laptop with Bihar student card?

=>A student credit card in Bihar can be used to purchase a laptop, as long as the purchase is within the credit limit of the card and the card issuer allows it. However, it's important to make sure that you are able to make the payments on time and in full to avoid interest and late fees.

Q : What is the interest rate on Bihar student credit card?

=>The Bihar Student Education Finance Corporation (BSEF) offers a credit card with a 4% simple interest rate for students, and a 1% simple interest rate for female, disabled, and transgender students.

Q : How long does it take to get Bihar student credit card?

=>The time it takes to get a Bihar student credit card varies and depends on the credit card issuer and the individual's application and documentation process. It can take anywhere from a few days to a few weeks, depending on the issuer and the completeness and accuracy of the application and documentation provided.